Errors & Omissions (E&O)

This insurance indemnifies the production from claims from third parties arising out of libel, slander, defamation, plagiarism, infringement of copyright, invasion of privacy, incorrect use of formats, ideas and titles.

The insurance can be placed for any amount of time from 1-5 years on a “claims made” basis, which is the most common form in UK. Many TV shows require a 3 year policy, but it is increasingly common for TV production companies to have an annual blanket policy in place. Most feature films will require E&O to be in place from the first day of principal photography, for a period of 4 or 5 years.

Note – E&O insurance is not allowable spend for the UK tax credit as it is not considered a cost of making the production.